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Which student loan is the best (Lowest interest rates)?
ByOkay here is the deal, I’m working and going to school, and I find it difficult to do both and I find it hard to be at my best in either area, so basically they’re conflicting. My main problem is I have car payments to deal with, so I can’t jump up and quit my job. I’m thinking about taking out a huge student loan like for $20,000.00- 40,000.00, but I want to find one with the lowest interest possible. I owe around $11,000.00 on my car, but I still need to think about school costs. If at all possible please help. Thank you.
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2 Comments
December 14th, 2009 at 12:11 pm
All student loans are controlled by the Federal government. What I mean by this is they all have the same up front interest rate.
Most student loans cap you at 20-30k a year.
You will have to fill out the FAFSA.gov website forms before you will be able to get any student loan.
Always try to get a subsidized student loan first since the government pays your interest until you are out of school.
With an unsubsidized loan you still make no payments until 6months after graduation, but all interest from the moment you took out the loan until 6 months after graduation is added to you loans.
Also, the FAFSA will let you know if you qualify for a federal grant (free money).
I would suggest going with a well known student loan company. A couple that I used in school
December 17th, 2009 at 11:19 pm
The loan which offers low interest is the best