Aug
30
What student loan should i use?
ByI have looked at many college loans in my past but i have been putting eveything on credit, cost of tution, books, gas, food, school equipment, all my expenses dealing with college its been a yr now and im maxed out….. Is there a loan i can get that will pay for my college but give me some extra money to pay off my credit card so i dont have towork full time plus more just to pay this off…cause my studying is starting to suffer…im just trying to get myself thru school…anyhelp? thxs
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3 Comments
September 16th, 2009 at 3:00 pm
Don’t know any other way, you are kind of screwed.
September 17th, 2009 at 3:10 pm
Have you ever heard of FASFA? You can choose to receive Unsubsidized (government pays interest while you are in school) or Subsidized (you can get deferred until 6 months after you graduate). All student qualify for Unsubsidized loans because they are not based on financial need. The amount you receive depends on your grade level in college. For example, I am a Junior and I received 10, 500 for the 07/08 academic year. I will only need 6,000 for next school year so I will have a difference check of 4,500. Students can op to keep the money or give it back. I use my difference check for other expenses like books. You can do whatever you want with you extra funds. Most students are scared to get student loans because they do not want to graduate with a lot of debt, but credit card debt is worse. You can pay your student loans off while you are in school and if you can’t make a payment one month you can always defer your payment until you graduate. Take the time out to fill out you FASFA, you never know how much you will get, even grants. Hope this helps.
September 21st, 2009 at 1:28 pm
Naturally, each country is equipped with their own practice and generally have several varying opportunities of financial assistance for students taking higher education. These can be in the form of grants or subsidies, as well as governmental student loans and loans granted by private entities – all subject to varying circumstances and underlying variables that need to be taken into consideration.
In Scandinavia for example – i.e. Denmark, Sweden and Norway, their educational loan practices, while not totally the same are similar to one another; Student grants and loans are generally administered by the individual national educational ministry for grants and loans. Students of eighteen years of age and above are entitled to a free grant which is then regulated in part in accordance with their parents income if they are under the age of twenty. This means that a student of between eighteen and twenty years of age would receive a grant of a certain amount. However, if the parents have an income bracket that is on a higher level, the amount of the grant given by the educational ministry would be regulated down to where it would then be the parents of the student that would subsidise the rest. Read more about it at: