Jun
10
Student loan advice?
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I need to know what kind of loan to get. My company will pay it back after I get my grades, but I still need to get my loan first. Should I get a personal loan or is a student loan a better deal?
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6 Comments
October 27th, 2009 at 11:18 pm
Students loans don’t have interest till after you grad. so if you get them paid off right away you won’t have any interest. Fill out your FASFA who knows maybe you’ll even get some grants.
October 30th, 2009 at 5:37 pm
If you are elegible for Stafford subsidized loans, that would be your best bet. I don’t think any private lenders can beat their terms, or interest rates (although, with rates having increased with the coming month you might want to compare just in case).
November 2nd, 2009 at 8:18 pm
The experience I have got relating to money matters, tells me that any loan is a bad idea. When you are uncertain of how much money is going to be coming in at future times, it is best not to take out any loans. I`m sure if you look at ways of saving money, you will probably find you can manage without any loans, that’s what I have found anyway.
November 6th, 2009 at 1:58 am
Student loans are a better deal, but you may not qualify if you are working. Do you intend to take only one course? Stafford guaranteed student loans required half time attendance. There is also a plus loan program which requires that you pay interest immediately, but not the principal. Call your banker or credit union see what they offer, then pick the best deal.
November 6th, 2009 at 9:11 pm
i hope the study loan is a better one … only if u spend the money from loan u have to pay the interest, else not … and that too only after completeing ur studies … so that one is better and cheaper to repay it …
November 8th, 2009 at 3:15 pm
Student loans are better. You don’t repay until you graduate. Is your company repaying the loan in full or offering “tuition assistance” capped at say 12 credits a year?