Nov
23
How do deal with a student loan that does not belong to me?
By
Edfund is the collection agency whom continuously harassing with letters over 15 years. The loan they claim that I owe is in year 1988 and I have never attended this school. I might have sign something but I don’t recall since it has been over years but I do remember not ever attending this school and never have received any money. I have send them the proof of documentations they have requested about 10 years ago then they have never responded until recently a letter saying that I have to provide them with the same request again within 30 days or they will garnish my tax return. This is insane but I have to deal with it. Can anyone suggest me what to do?
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5 Comments
November 23rd, 2009 at 11:40 pm
this is so ridiculous. all you have to do is call the POLICE, this is harassment and they can get charged for that!
You could also, take this to court and win for harassment, pain and suffering/mental anguish.
That is – if everything you are saying is true and you truly do not owe them any money.
November 24th, 2009 at 1:04 am
Call the foundation that you supposedly owe and tell them that you demand proof that you signed for a loan. You would have had to sign for something at some point. If they can’t provide you with that, you need a lawyer. Actually, its probably a good idea to get a lawyer regardless.
November 27th, 2009 at 1:44 am
If they are still trying to claim this loan back they need to provide you with the appropriate paper work just like you have done so with them. You would need to go the police or speak to a solicitor.
If you attended another school in those year it might be helpful to get a letter confirming you attended with start & end dates.
November 28th, 2009 at 11:45 pm
If you keep dealing with them on the phone, they may never stop. Send them letters and always keep a copy. Send them a letter saying that they have the wrong person and to stop harrassing you.
November 30th, 2009 at 7:34 pm
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