Sep
07
What are the main lending criteria for a secured loan?
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5 Comments
May 17th, 2009 at 2:27 pm
If it’s a home you can get a loan on it as soon as you own it in most cases. There are cases, though, that if your credit isn’t as good as it should be, that you need to be in the home for 6 – 12 months before being able to refinance it.
Credit score, debt to income, and loan to value are 3 of the main things they look at.
If this doesn’t answer your questions about refinancing your home, email me or check out our website.
May 18th, 2009 at 7:23 am
credit rating
May 21st, 2009 at 6:31 am
Probably not , unless your mortgage is well under the maket price of your house. You must also be able to afford the extra repayments ! Doesn’t sound a good idea in your case – sorry.
May 24th, 2009 at 3:17 am
If you have equity and a reasonable credit score, it should be possible. Fill out the free evaluation form at and i will have a loan officer contact you.
May 25th, 2009 at 12:11 pm
I dont think they will touch you, unless you can prove your address and maybe a previous address.