Dec
09
If I have bad credit, will a personal secured loan healp to improve my score if I keep paying off my debt?
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Paying off and paying on time my current derogatory items is not bringing my score up if anything my score has dropped 30 points within 3 months. Will a personal secured loan help to get my score up?
Repossession
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2 Comments
April 22nd, 2009 at 11:59 pm
Are you holding any kind of credit card debt?
The higher your credit to limit rating the more your score will go down.
Never spend more than 30% of your available credit on your cards. After that your score starts going down. /
April 25th, 2009 at 1:42 pm
It will definitely help you as long as you pay your bills on time.