Dec
03
i want to get a secured loan, using my house as collateral?
By
unfortunately my house is owned by both me and my partner, and although he is willing for me to get a loan i have a problem whereas the loan companies always need to speak to him, and as he works on the oil rigs there is no contact. does anyone know of a company where they wont need to speak to him, i can get things to him for signatures, it is just the verbal communication that is a problem.
i want to say to the person who replied saying my partner knows nothing about this secured loan, that i am offended that he thinks i would deceit my fiance like that, the reason we need the loan secured is because we have really bad credit rating, and i am self employed, but dont have an accountant.
Repossession
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2 Comments
December 5th, 2009 at 8:38 am
Although the loan is called ‘secured loan’. The fact is, it the most unsecured loan for you. You may end up loosing your house.
December 5th, 2009 at 12:28 pm
As I read your query it simply reeks of this partner knowing nothing of your activities.
You will need his POA or signature.
Now get mad but go back and read your post and then see if the bank would not have reason to do a double take.