Apr
09
Can I get a personal loan with a recent foreclosure on my credit?
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I have about $6000 in credit cards and two car loans that equal $36,000. I would like to refinance my car loans and pay off my credit cards. Do you think anyone would give me a personal loan with a recent foreclosure on my credit?
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5 Comments
August 5th, 2009 at 12:06 am
Not likely.
August 6th, 2009 at 12:14 pm
That would be highly unlikely, unless you have a co-signor, and that person would frankly be irresponsible to co-sign for you. Sorry. You have a very high debt responsibility and unless you make $250,000 a year, which is probably not realistic considering you had a home foreclosed, you are not a good credit risk.
August 9th, 2009 at 4:03 pm
Very unlikely. Think about it from a bank’s perspective. Would you lend someone money who can’t reasonably prove they will pay it back? If the foreclosure is the only thing you have affecting your credit, and you have not have a late payment on anything else, there might be a possibility to receive a loan but don’t count on it
August 10th, 2009 at 6:01 pm
If you have been looking for some great ideas, Here is the place you should have a look.http://carloan.featured-resources.info/calculator-car-finance-loan.html
August 13th, 2009 at 11:56 pm
By posting this question on Yahoo Answers, you’re inviting every scheming lowlife scammer to offer you a loan. And I guarantee they will reply soon. Don’t respond to anyone who offers a loan and has a generic contact email, i.e., yahoo.com. They are scammers. They will ask for money for proceesing stuf and you will not see a dime.
my little advice is that you go to a bank in your area to request for the loan and that is if you have a collateral, but if you want loan from those that give out unsecured loan without a collateral i know of someone that gives out unsecured loans, though he is the only one i have tried for now so i don’t really know if his interest rate is the lowest, here is their contact information if you want to contact them. (kingstonloaninc@live.com)
i am sure they can be of help to you if you are genuine.