Please help: How do I get a bad credit loan that is more than a payday loan?

payday loan

I have a bankrupcy and then married a man who has very poor credit. However, I have a good income at a stable employment. I am even willing for automatic withdrawls to assure payment. I just need an urgent loan that is not a payday loan.
Please be aware if you are following any of these links that anyone from Nigeria is suspect. One scammed me and to be honest I have not cleared up which one because information was accidentally sent (by me) to the wrong person however I am informed that the other person also received a deposit that could only have been paid to them with ID. These people are GANN TIFANY”
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Categories : payday loan



Try prosper.com. I do not know how quick the process is, but they have a great reputation.

May 9th, 2009 at 5:58 pm

Try prosper.com if your credit score is above 520 and you have a checking account. You can get a unsecured loan from $1000 – $25000.


Quick bad credit loans lend you money very quickly if you need cash for any emergencies. But the primary aim of these loans to give you easy access to funds to clear your dues quickly so that you do not face any penalties like late charges and negative credit remarks that can affect your credit score.


If you plan to pay back the money , you can ask for a loan at Prosper. More information at . You can also try your luck at online charities, people may send donations. More information at


Bad credit is one of the worst problems to have… however there exists a solution.

I will hereby talk from my personal experience.

I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,

a good place to start in my humble opinion is a straight to the point ebook with question and answer I found :

if it helps kindly remember me in your voting!.. cheers!


Prosper is a good way to go. You will need to join one of the groups to even be considered, and once you have joined(at no cost) the group leader will help you set up your profile, if you have a lower credit rating then your original loan should be for $1000.00 to get approved quickly. The process takes seven days once you are set up, and do not panic as the loan will generally be fulfilled on the last day in the last hour.

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