Jan
23
Payday Loan?
ByWe are in need of some money until payday and I was wondering what payday loan website is good. I know some say payday loans are bad but they are only bad if you dont pay it back the next paycheck and my husband gets a bonus next week so we will be paying it back next week. Anyone have an idea of a good site?
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5 Comments
August 17th, 2009 at 4:23 pm
FYI they can charge you a ridiculous amount of interest on the loan anywhere from 20-99%. Be careful and read the fine print.
August 18th, 2009 at 8:11 am
US Fast Cash.
You can see your balance and make payment arrangements easily online. Others make you fax your pay back info.
August 19th, 2009 at 7:40 am
i would not advise you doing it over a website. there are so many catches. the interest on pay day loans are usually extremely high, but if you have no other choice, i would advise that you look a company up through the better business bureau before doing business with them- you will find if they have a satisfactory rating, see any problems customers have had with them in the past, and more. hope this helps
August 20th, 2009 at 7:12 am
If you are not prepared for a financial emergency, you are not alone. Most double and single income households do not have the resources saved to protect themselves in an emergency!
Behind on a monthly utility? No big deal for some, but for those who are just a short time from payday, the costs of paying for utility re-connects far outweigh the cost of most payday loans. So, why not just kite a check? Now you are facing the possibility of the check bouncing and having to pay the bounce fees (usually very high).
August 22nd, 2009 at 2:32 pm
I would recommend if you have to get a payday loan, that you do it in person instead of over the web. If you don’t want to be seen getting a payday loan in your area, drive to another city close by. I totally understand your situation.
I was once there myself and payday loans helped me alot when I was in a bind. If you payback on time, sometimes the owners will not charge you the fee or you can get special fees arranged for being a good customer. Just be friendly when you go in person and talk to the clerk.
good luck.