Apr
13
How do u get a payday loan?
By
Ok, my boyfriend is a little late on the rent, and he wont have all the rent until friday.
The apartment office has given him until tuesday to have all the money.
So before he borrows from a friend, I think he should get a payday loan
Has anyone ever had one of these?
What are the requirements or qualifications to get one?
Do you have to have been at your job for a long time in order to qualify?
thanks…
Passive Income
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9 Comments
July 20th, 2009 at 9:23 pm
im not trying to be mean i am serious dont do it. its like dealing with a loan shark. talk about a rip off!
July 22nd, 2009 at 12:50 am
Call the local company that does those kinds of loans in your area. Each store is different and has different fees and terms to qualify with.
July 23rd, 2009 at 8:56 pm
Just let him pay the rent late. The landlord can’t force him out without a court order. And the late fee would probably be less than what the payday loan people would want. He would just be digging a deeper hole.
July 25th, 2009 at 10:34 pm
You need a pay stub or bank statements proving your employment and a drivers license. You pay a but load of interest, but desperate times call for desperate measures.
July 26th, 2009 at 10:26 pm
You need the last two paystubs from work (so they know how often you get paid) and your latest bank statement.
You write a postdated check that is either good on the day of your payday or the day right after (to give some time for the money to be posted)…
If they give you $400, you write them a check for $460, and they cash it on the day you get paid.
If you live on a sort of fixed-income, this will become a vicious cycle, because you will always be $60 short per check and have to keep borrowing from them until you work an extra day to have that extra $60.
July 29th, 2009 at 10:16 am
Cash converters do pay day advance you need to earn 200+ a week and must have payslips and photo id
July 29th, 2009 at 4:38 pm
I looked into getting one once. They usually require you to make at least $1000 a month, and you pay back the amount you borrow out of your next paycheck. That’s how it works with any of them. Search the Internet. They’re all over the place.
July 31st, 2009 at 4:32 pm
payday loand are $20 for each hundred,bank stament,I.D,phone bill,blank check,5refs.
I have getting them I rather go to newyork and walk on 42nd st
August 3rd, 2009 at 4:14 pm
I have never been to those pay day loan offices..I hear their interest is pretty high. An option he may consider if he works for a small company is to ask the boss for an advance on his pay. If he is a long term employee, most bosses will do that..it’s also no interest..