Low Rate student loan

Jan
17

Student loan debt and disability? (long)?

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long story short,
I started college at age 18, and did ok for the first two semesters. I struggled to go to class and get through the day because I had some mental health disabilities. At age 22, I finallly got some help from professionals and have been pulled out of work and school. I have a hard time functioning with people and it caused me to have severe panic attacks and anxiety along with other things.
I am now 24 and have been seeing a cousnler for two years. I have been out of work and school for two years. I have been diagnosed with being bi-polar and having Borderline personality disorder. They say the anxiety and panic attacks are common among patients with those problems. They’ve tried medications on me, and every day is struggle to do the simplist things.

Many of the medications put me over the edge and i feel extremely suicidal and therefor come off them. ONly to be tried on another new medication. Currently they are trying me on Trileptal.

The point of asking this is:
I have about $20,000 in student loan debt and my husband works but makes right at the poverty line for our family. We make ends meet and pay the importnat bills each month (all the utilities and housing) we receive foods stamps and state funded medical insurance) which has allowed us to have a loan deferrment on our student loans, but we are now going to loose that ability to use that after another year.

Because I have a mental health disorder and have been told that It’s unlikely that i will ever be able to work, is there some kind of way to deal with these loans with a the involvement of my dr’s?
I have applied for SSD, but have not received it because
i’m in an appeal process. I was told most people are denied the first time around.

Any information is appreciated. I’m starting to stress over the bills pileing up.

And please dont ‘say go back to work. I become a nasty volitile person when out in public.

thanks

Sell House Quick

Categories : student loan
Comments (1)
student loan deal

Current interest is about 6.7% but these private loan people are jerks. Would I get a crappier deal from a bank?

(it’s a general question, I know, just tell me anything you know off the bat that I could be missing)

Rent Back Fast

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Comments (4)
student loan deal

and how do i contact the goverment to work something out on this loan someone told me they will work out a deal with you on pennies on the dollar and will get anything of my tax retuen i filed for un earned income tax credit and i also heard i might get some of that others say no?

Rent Back Fast
Categories : student loan
Comments (3)
student loan deal

The reason i am asking is because I have found some really good deals on my books…cheaper than I have ever been able to find them. I would like to go ahead and get them, but I need my student loan money first. If I begin in June, when can I get the money? Thanks!

Repossession
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They make a big deal of having so much student loan debt that it took them until their mid 40s to pay it off, but I find it hard to believe that these two brilliant people, who are also minorities, did not have many scholarships and grants available to them. In addition, these people are worth millions, and I feel like if their debt was that concerning to them they could have made paying it off a priority.

What do you think?
Creole Princess, if you were one of my students I would have to excuse you from class for failing to articulate your thoughts intelligently and respectfully. Your attitude is everything that is wrong with young people today. You’d better vote for Obama because you are going to need his welfare programs one day. Good luck, Princess. You’re going to need it.

Repossession

Categories : student loan
Comments (14)
student loan

What does a student loan company like Stafford do to co-signers? Do they get notified of the loan if someone takes one out and uses them as a co-signer but pays it back right away? If so, how? I joined the army so I get loan repayment.

Quick Property Sale
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Comments (2)
student loan deal

i think if i just dont pay it, the cosigner will have to pay the monthly payments. i dont wanna hurt my credit too much. is it that big a deal?
i think if i just dont pay it, the cosigner will have to pay the monthly payments. i dont wanna hurt my credit too much. is it that big a deal?

its also a private student loan thru a bank not something thru the school or federal.

Passive Income

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Comments (5)
Dec
24

Managing Student Loan Debt

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student loan

Consolidating student loan debt is the best way for a person to manage their money and debt right out of school. Typically a person will have a large amount of debt collected through college. This might include car debt, credit card debt, and student loans. In order to keep track of it all and to make timely payments, the student should consider consolidating student loan debt to minimize the amount of worry each month. By getting a student loan consolidation, students can take advantage of the lower interest rates on their student loans. Consolidating student loan debt is the best way for a student to learn about money management in the “real world.”

When a student chooses to consolidate student loan debt, they are basically combining all of their student loans into one. The interest rates of the loans are also combined and averaged to become the interest rate that the student will pay on the student loan consolidation. By lowering the interest rate on the student loans, a student can focus on getting all of their debt lowered and plan out their budget every month. Being able to manage finances and other debts in addition to student loan debt is a good practice, and will benefit the student in future financial dealings. By making timely payments on a student loan consolidation, the student is making their credit report that much better.

Often times, student loan debt will have the lowest interest rates of any other type of debt that a student will have. While many people suggest paying off the higher interest debts first, it will affect the student’s credit history if they do not pay their student loans. When a student misses multiple student loan payments, their student loans become defaulted. A defaulted student loan will put the account on hold until the student can get their loans current. When a student has a defaulted student loan, their credit history will get flagged. There are ways to get the credit history back to normal; however, when they go to apply for future finances like a mortgage or a car, their credit report will show the default student loan.

A student loan consolidation helps students to get control of their debts and finances when they are out of college. For many people, a student loan consolidation helps to make paying student loans back easier with less hassle. Most students get their student loans consolidated within their grace period, which is beneficial for many reasons. Interest rates always go up in July of each year. So when a student consolidates their student loans, they can take advantage of lower interest rates.

For more resources about Loan consolidation or even about School loan consolidation and especially about Student loan please review these links.



Quick House Sale
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student loan

I am a student going to a community college on full scholarships. However, next fall I am planning to go to Mississippi State University. My problem is, even though I am only 19, I have already defaulted on a loan and stopped payments on a cellular phone contract. My credit isn’t even good enough to get a Wal-Mart card anymore. I am trying to get a hefty student loan to pay for my school expenses in my quest for higher learning. I would get a co-signer but no-one in my family has a good credit score either. So how would someone in my position go about getting a good loan for college?

Quick House Sale
Categories : student loan
Comments (5)
student loan deal

Need a low interest, need less than 10k.

Sell and Rent Back
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