Low Rate Credit Card Debt

debt consolidation company

I have about $15k in credit card debt and they are slowly cancelling my cards and raising my APR so that I can’t even afford to make the minimum payments anymore. It’s a stupid cycle that is spinning out of control…

Passive Income
Categories : debt consolidation
Comments (5)
personal loan

I am trying to pay off credit card bills ($2,000 in credit card debt), get a new laptop and set aside $2,000 for a deposit on an apartment for next year. Is it better to take out a personal loan or apply for another credit card and do a balance transfer on it. Thanks!

Real Estate Professionals
Categories : personal loan
Comments (4)
Aug
01

Debt Consolidation Company Referral?

Posted by: | Comments (4)
debt consolidation company

I’m looking online for a credit card debt consolidation company and would much rather go with a referral from someone rather than randomly choosing one that “looks good.” Any suggestions?

Quick House Sale
Categories : debt consolidation
Comments (4)
debt consolidation

What is the benefit of using debt consolidation for credit card debt? I am trying to decide to either call the credit card companies myself and negotiate for a lower payoff/settlement amount, or to use a debt consolidation company? If I negotiate with the credit cards directly, will that be considered a charge off? I would want to settle myself if I can to avoid paying all the months of high interest. But if I use debt consolidation, then they will charge me a fee every month for so many years? What is their purpose? What would be the best route to go financially?

Rent Back
Categories : debt consolidation
Comments (3)
debt consolidation

I have a bunch of hospital bills that really cost me in credit scores. I really want to try to consolidate it but I can’t find anyone who does debt consolidation without credit card debt. Any suggestions?

Repossession
Categories : debt consolidation
Comments (2)
debt consolidation company

I have accumulated a lot of credit card debt due to an illness and loss of employment. The amounts I was paying became so large that I couldn’t afford to make the mimimum payments so I decided to seek a debt management company. This has been going on for a year, but I don’t seem to be getting anywhere because the interest rates continue to climb on the accounts I’m not currently paying on.

Rent Back
Categories : debt consolidation
Comments (3)
debt consolidation company

anyone have any experience with dealing with these types of companies? recommendations?

Real Estate Professionals
Categories : debt consolidation
Comments (6)
student loan deal

Hi. I am in the process of buying a home. The seller is calling me and my mortgage broker 2-3 times a day asking for a closing date. My broker just told me that the only final condition is the payment history on my student loans. I just got out of school and consolidated my loans and put them in deferrment. They are including the payment in my monthly debt even though my 1st payment on the student loans isn’t until Dec. 06. Therefore, there is no payment history. My broker said Underwriting was using that as my payment history as I don’t have any other credit card debt. My car was paid off 1 1/2 yrs ago. Will this make my loan fall apart? Is there anything I can do to speed up the loan so the seller will back off? The house is a REALLY good deal! Help. Experienced answerers only. Thanks!

Real Estate Professionals
Categories : student loan
Comments (7)
debt consolidation company

After the disaster of the economy and have been laid off for a long time, I’m trying to pay off all of my bills. Can anybody recommend a reputable, fair and legit company that I can pay off all of my credit card debt with? Non-profits preferred but not limited to.

SERIOUS ANSWERS ONLY PLEASE!!!

Quick Property Sale

Categories : debt consolidation
Comments (1)
secured loan problem

needing to consolidate credit card debt. but would like to in future refinance home soon. will it cause a problem with refinance if secure with home?

Real Estate Professionals
Categories : secured loan
Comments (5)

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