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need to borrow some money, my credit rating is good, is it cheaper to use credit card or bank loan?

admin — Thu, 27 Oct 2011 21:12:28 +0000

need to borrow some money, found a credit card that offers 0% interest for the first sixteen months. Or i could arrange a bank loan. What is the cheapest way of borrowing the money, i could pay back loan within 16 months

Quick Property Sale

I got a new car with a loan from my bank , but I need to trade the car in for a cheaper one. Can I? I got the car in November and had to use an auto loan from my bank rather than the dealership. I’ve come into some issues and might need to get...
Homeowner Loans: How Much Should You Borrow? How much will homeowner loans allow you to borrow? The answer to this question depends on each individual. The lending institution offering homeowner loans will determine how much you are...
can i get a student loan (or just a loan) to pay off my credit card? i live in California and i am 22 years old and attending school full time. i just got laid off of work but i am well protected to avoid bad...

I am looking to buy a plot in Bangalore. Does any bank offer home loan(not personal loans) for the plots?

admin — Sun, 03 Oct 2010 08:46:23 +0000

I want to buy a plot and get the house constructed. I approaced some banks for this and they are ready to give me personal loans, but i am looking to get home loan as i would work our much cheaper and i can also avail the tax benefits. Please let me know if any bank have any such product to offer.

Repossession

Can a Student Loan be used to buy a home. I found a place that is cheap and I’m already using loans for rent? I found a house that is $15,900, mostly in need of cosmetic help. I am and have been paying rent with my student loans, but I’m curious if I am...
Is it better to get a personal loan for a car or add it onto the home loan? I realise the repayments will be a lot cheaper when added to the home loan, but even with the current lower rates, does it mean I will pay more over...
I got a new car with a loan from my bank , but I need to trade the car in for a cheaper one. Can I? I got the car in November and had to use an auto loan from my bank rather than the dealership. I’ve come into some issues and might need to get...

I got a loan for £7500,if I increased my overdraft and paid off my loan would this be cheaper?

admin — Fri, 13 Aug 2010 19:18:15 +0000

I bank with Natwest and got the loan from them to. I have about £500c in bank at the moment and a £2.5k overdraft limit. I dont know if it would be cheaper for me to get a larger overdraft limit and always try and keep it in credit to pay off my loan with what I can?

Quick Property Sale

need to borrow some money, my credit rating is good, is it cheaper to use credit card or bank loan? need to borrow some money, found a credit card that offers 0% interest for the first sixteen months. Or i could arrange a bank loan. What is the cheapest way...
I have an 08 chevy aveo and have a loan for about 14k but now i want a cheaper car with lower payments? I bought this car last year but now I would really like a much cheaper, older, used car. I dont know how that works though. Since my car would be...
I got a new car with a loan from my bank , but I need to trade the car in for a cheaper one. Can I? I got the car in November and had to use an auto loan from my bank rather than the dealership. I’ve come into some issues and might need to get...

which bank we should contact for debt consolidation loan?

admin — Wed, 31 Mar 2010 10:47:01 +0000

we have 3 credit cards with 15K debt and paying average 15% APR …and we think we should try for debt consolidation personal loan which doesn’t require any collateral or home equity…so based on experience can you please suggest which bank we should contact for such loan?

Repossession

How to Avoid the Risk & Benefit From Debt Consolidation Loan Debt issue is a matter for many people. Survey results show that American households are carrying an average of $10,000 debt, mainly on credit cards debt. Paying back multiple debts...
What are the Risks of Debt Consolidation? Debt consolidation is not such wonderful solution as it may seem. There are many consequences implied in undertaking a debt consolidation program that can really affect your finances and credit...
How to Become Debt Free With Debt Consolidation Counselling Every person today is managing one debt or the other. With easy availability of loans, and indiscriminate use of credit cards, most of the people find themselves in knee-deep debt...

Can an Unemployed Person with Good Credit Cosign on a Secured Loan?

admin — Thu, 01 Oct 2009 10:41:33 +0000

My fiance and I are looking to purchase a small place ($9,000), and we have the money, but it’s all we got. In order to keep from spending it all we intend to get a secured loan for $9,000 and make payments. The only problem being I have bad credit and my fiance has no credit. Her mom on the other hand has good credit, but is currently unemployed and receiving unemployment benefits. Will the bank let her cosign on a loan since she has good credit and owns her home, or will they automatically disqualify her for being unemployed?

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Student Unemployed Debt Consolidation: One Loan Many Advantages Student unemployed debt consolidation is also a debt consolidation loan. The only difference is, it can be availed by students only. Student unemployed debt consolidation helps you to merge all...
Bad Credit but looking for a Savings Secured Loan? Hey there! I am looking for a Secured loan with my savings account or CD as the collateral. Currently I bank with Suntrust and they will not accept any credit...
Bad Credit Fast Secured Loans.fulfill your Dreams Bad credit fast secured loan is that form of a loan which is backed with collateral such as home, automobile, or other property against the loan amount and can be...

Bad credit–need personal loan–will my bank foot it?

admin — Wed, 30 Sep 2009 06:03:51 +0000

I am 25 yrs. old and looking to take out a 6,500 dollar loan. I have poor credit and can’t seem to get this loan anywhere through online. However, I earn 1600 dollars per month with secure job and would be able to pay off the loan no problem. Is it possible that by me going in and speaking with a representative, my bank could foot me the loan? My only other collateral is a 401k which is less than 500 dollars so far because it just started the beginning of last January (07′).

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How does the personal loan from banks such as Bank of America or Citibank work? I just received an offer to apply for a personal loan for up to 35,000 with Bank of America and for up to 5,000 with citibank. I actually need no...
Anyone take a personal loan to pay off credit cards? I was wondering if anyone took a personal bank loan in order to pay off their credit card balances? Do banks actually offer a credit card consolidation loans yet and...
Bad Credit but looking for a Savings Secured Loan? Hey there! I am looking for a Secured loan with my savings account or CD as the collateral. Currently I bank with Suntrust and they will not accept any credit...

bank for $50,000 15year homeowner loan?

admin — Fri, 21 Aug 2009 12:56:19 +0000

Looking for a bank that offers a homeowner loan for a 50,000 15 year loan, any recommendations?

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I am a non homeowner is there anyway I can get a loan for £40,000? £25,000 seems to be the maximum? I have a higher purchase agreement with black horse for a mobile home and want to pay it off using a loan, so I can reduce my monthly payments. However,...
is it possible to get a loan for say £7,000, I am a homeowner but currently unemployed? I have given up looking for a job in order to start my own business and also to work as a self-employed virtual assistant through a corporate company. thanks for...
Accepted.co.uk Searches Homeowner Loans From Multiple Institutions Accepted.co.uk offers users the ability to search among the homeowner loans of several financial institutions, and then apply for those that are right for them. The Web site addresses one...

Bank loan or debt consolidation program for credit card payoff?

admin — Tue, 14 Jul 2009 05:24:39 +0000

Due to a family tragedy, my husband and I are currently in $26,000 of credit card debt. All of the payments are current and the cards are paid on time with the accounts still open (we are not still charging, though). We are looking to seriously pay this down before the interest eats us alive. My husband wants to take out a bank loan and pay the cards off that way, but I am wondering about the debt consolidation programs you hear about (I know some of those are scams and some are real). Any advice or experience?

Repossession

Be Credit Worthy Again – Opt for a Debt Consolidation Program So long as there is debt lead spending, there will be demand for Debt consolidation programs. Ideally how does one manage one’s debt? All you need to do is to...
How can I get debt consolidation with hospital bills and non credit card debt? I have a bunch of hospital bills that really cost me in credit scores. I really want to try to consolidate it but I can’t find anyone who does debt...
What is the benefit of using debt consolidation for credit card debt? ? What is the benefit of using debt consolidation for credit card debt? I am trying to decide to either call the credit card companies myself and negotiate for a lower...

If you have 2 secured cards and a bank loan. How long will it take to go from a 600 fico to 720?

admin — Fri, 29 May 2009 17:16:47 +0000

I know you have to pay on time and keep the balances low. But Im curious can it be done in a few months or does it take years. Also If you have low balance loans with very low balances, will addition secured loans help your credit score?

Passive Income

how hard is it to get a secured loan from bank of america? Im looking to get a secured business loan from bank of america but have poor credit but $20000+ in equipment for collateral was wondering if its hard to get a...
Bad Credit but looking for a Savings Secured Loan? Hey there! I am looking for a Secured loan with my savings account or CD as the collateral. Currently I bank with Suntrust and they will not accept any credit...
If I have bad credit, will a personal secured loan healp to improve my score if I keep paying off my debt? Paying off and paying on time my current derogatory items is not bringing my score up if anything my score has dropped 30 points within 3 months. Will a personal...

Financial crisis. When a mortgage loan defaults, the homeowner looses whatever equity it has in the property?

admin — Sat, 16 May 2009 05:25:28 +0000

If the government buys from the bank that mortgage loan, shouldn’t the bank share in whatever loss takes place.
Why should the taxpayer absorb the entire loss?

Quick House Sale

What options does the Government gives a homeowner after foreclosurer do you still have equity in it? A home is appraised at $66,500.00 dollars, and the homeowner took out an equity loan for $30,100.00 dollars, and at an interest rate of 8.30 %, and if the home...
Unsecured Homeowner Loans Uk: Get a Loan Without Keeping your Property at Stake Unsecured Homeowner Loans UK: At a GlanceA person is fortunate if he/she is blessed with a home. In the world today property like home, land or any such belongings are...
Purchased with owner occupied mortgage – can it be rented in the future? If a buyer buys a property, puts 10% down, gains the advantages of an owner occupied mortgage as opposed to an investor mortgage, lives in it for 6 months, 1...