Mar
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I have homeowner loan for £18000 I have ben paying for 3 years which works out £9393 but they want £21000 back
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I had homeowner loan 3 years ago with benificial finance for £18000 I pay £261 a month and it works out that so far I have paid off £9396 Im now selling my house and asked for a settlement figure they have sent me a figure of £21000. I have asked why its this much when I have paid over £9000 and I still owe £17000 I was told that Im paying the interest off first and the reason the settlement figure is £21000 is because they are charing interest on top.
can they do this ? is there anyway I can get out of this interest charge
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2 Comments
June 14th, 2009 at 11:35 am
We dont know what your interest rate and amortization is so we dont know if you got ripped off, tricked into signing an unfair loan, or something else. Its hard to say if the settlement is fair or not, but at first glance it does look unfair. But if say you had 5 year amortization at 7% interest then it would look like you were not paying enough each month and the interest was building up.
June 15th, 2009 at 7:24 am
Hello Every body,
I live in the US and i really have never seen goodness shown to me this much in my life as i am a struggling mum with three kids and i have been going through really rough times in my life and my name is Helen Peters and in all this hard times, a worse incident occured in my life as i lost my job which was my only means of survival and things became really bad as i had bills to pay and my last son suffered a knee injury incurred when he fell from a tree house and the doctors informed me that he needed a surgical operation for his knee so he could walk again and at this point, life was useless to me as i have no family and no one to run to and each night, i will sit down and cry till the break of dun until one day, i read an advert on yahoo answers of man that stated that he could help people in my shoes with loans and in my desperate situation, i had no choice but i had to try and so shocking and suprising, it was like an impossibility becoming a reality, i got a loan of $60,000 USD even with my bad credit within 48 hours and my sons surgery was done and thank GOD it was successful and now, i am okay and living in comfort with my kids and i said to my self, i have never ever seen this kind of wonder in my life and i decided i will tell it to the whole wild world and i need every one to thank GOD for Mr Patrick Harvey, the man GOD used to rescue me and my family even when all hope had been lost and gone and i will say to every one, no matter how dark and sinful the world is today, there are still GOD fearing and reliable people on earth and if you are in my former situation or require a loan legitimately, i will advice you contact this loan lender and you can reach him via and i want you all to pray for this man for me.