Feb
23
How can I get a debt consolidation loan in Rep. Of Ireland with bad credit history?
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Want to wipe the slate clean but having trouble getting loan. Not a homeowner.
Can I please stress that only Rep. of Ireland related sites are of use? Unfortunately the US and UK options will only lend to US/UK residents. Thanks!
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7 Comments
August 8th, 2009 at 3:37 pm
Don’t even start on that course of action as you will be in debt for ever and a day.
Go to your local Citizens Advice Bureau and they will help you with sound advice to clear your debts.
A consolidation loan does not wipe the slate clean it makes the slate more full and costly.
Best of luck and do take expert advice before you take out any loan.
August 11th, 2009 at 10:41 pm
consolidation loans are bad.
Set up your own budget…figure out how much you can pay per month and pay them all off. If you have to then get a second job. Thre is no way to wipe the slate clean. You still owe it and will always owe it, as long as you opted to take on the debt from the start. Cut up your charge cards or put them into the freezer so that if you go to use them you will have time while they thaw out to think of the fact that you are causing yourself more harm by using them.
Usually if you own nothing, no bank or loan company, or even people for that matter will give you a loan. They want collateral.
August 13th, 2009 at 11:57 pm
Don’t go that route……….if your credit history is already poor they’ll fleeece you. Try Citizens Advice or debt counselling. There are other avenues.
August 17th, 2009 at 7:41 am
We are desperate for people in Ireland who are looking for an extra income. Why not use your spare time to earn extra money 300-400euros and pay off the debts you have rather than make them worse.
Let me know if I can help.
Best wishes,
Ivan
Second Income Consultant – FREE Consultations. – Blog – Website
August 19th, 2009 at 11:38 am
hi, so far I have done good progress with this:
August 22nd, 2009 at 7:48 pm
HI, If you are employed with proof of income then Welcome Finance would look at giving you a loan. I don’w know where in Ireland you are but if you contact the Belfast office on 02890245635 they will be able to provide you with details of an office in your area which can process your application for a loan.
Good Luck.
August 24th, 2009 at 1:26 pm
Bad credit is one of the worst problems to have… however there exists a solution.
I will hereby talk from my personal experience.
I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :
if it helps kindly remember me in your voting!.. cheers!