Aug
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Do you have a mortgage with GMAC, and if so, have they done anything to cause you to default on the loan?
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Did your mortgage company do anything illegal to make it appear that you were or are delinquent in paying your mortgage? Did they post your payment late, fail to pay your homeowner insurance, charge unwarranted late fees, sent reports to credit reporting agencies saying you were late on your payment(s). These are just a few of the tactics that a mortgage company or mortgage loan servicer might use to declare that you are in default on your loan and either foreclose or force you into bankruptcy.
I am asking this question because I think I have been victimizes by my mortgage company and I need to know if I am the only person who has experienced this abusive behaivour.
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4 Comments
April 18th, 2009 at 11:44 am
i had gmac lease for a vehicle . anmd lets just say it wasn’t right or fair. call your local better business bureau also order yoor credit report and look it over. if you think they are not doing right don’t stop look into until you get answers
April 19th, 2009 at 9:17 pm
This is why you need a lawyer on your side. My mortgage company held my 1st and 2nd mortgage…. they sold off our 2nd mortgage to another company and did not notify us. We sent in our $500 payment for our 2nd mortgage as usual. We were told by our 2nd mortgage company that we were 60 days late and that our payments were never forwarded. I contacted my attorney (through my prepaid legal membership) and within 3 days I had my money back and the lates were removed from my credit report. I also found out that any complaints such as this are not to be reconciled unless it’s at the request of an attorney….
April 20th, 2009 at 1:51 pm
Mortgage lenders dont arbitrarily pick people and say ,I want to ruin this guys credit, or distroy his life. Lenders always sell the loan commonly called a note to other lenders. Also the lender does not need to tell you he is selling your note. (Regardless of the Pre-Paid Lawyers opinion)The sold note is than serviced by a different lender. ALL lenders have customer service web pages or phone numbers. I suggest you contact your lender and talk to them. Honestly, the lender has more to gain by keeping you as a customer than forclosing on yet another property. Its called interest.
April 24th, 2009 at 12:38 am
taht kinda sounds nasty to me…