Oct
28
what is the best debt consolidation company for private and student loans?
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Got private bank loans and a couple student loans. I don’t want someone to scam me for consolidation. What company should I use and what’s a good rate?
Real Estate Professionals
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4 Comments
October 29th, 2009 at 5:34 am
Sallie Mae – go to salliemae.com
Generally, you can consolidate your student loans one time and you will lock into the interest rate for the year in which you consolidate. The interest rate resets every July and the rate is closely tied to the federal funds rate which has dropped and will probably drop some more so ask the representative whether he/she thinks you should wait until July or do it now. Most of those reps will know what you’re talking about.
**********I just reviewed the previous entry and that looks very suspicious – stay away – they probably want to get your social security number.
October 31st, 2009 at 3:15 pm
I agree with the previous post – Sallie Mae. My husband and I consolidated our student loans with Sallie Mae back in 1994 and have had no problems thus far. We got a fixed interest rate – I believe this option is still available and it’s what I would recommend. Good luck!
November 3rd, 2009 at 6:26 pm
Hi,
I used “Credit Solution” to settle my debt and improve my credit score.They managed to reduce my debt up to 58% .It’s legitimate.I came across this company on NBC News Special Edition.Check it out here:
November 4th, 2009 at 8:19 pm
Among the number of companies operating for consolidating student loans in US, it is really difficult to find the one, that is genuine & not part of some scam. Loan Approval Direct, Sallie Mae, Next Student, Credit.com are some of the recognized consolidating companies providing services for many years. Log into: for more on student loan consolidation.