Aug
06
Are their any good debt consolidation programs out their?
By
My debt is not high enough for debt settlement, so I need a debt consolidation program. Thanks.
Passive Income
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6 Comments
August 6th, 2009 at 10:23 pm
You may want to consider bankruptcy. Talk to a financial adviser.
August 8th, 2009 at 4:48 am
nope, listen to Dave Ramsey or go to daveramsey.com
August 9th, 2009 at 8:52 pm
Most debt consolidation companies are rip offs, you can negotiate with creditors, to lower your payments yourself etc,,
They may try to make it look like they don’t do it, but in the long run if your sincere and honest with them, they will do what they can to help you out.
Besides, it doesn’t hurt to ask.
August 11th, 2009 at 8:59 pm
Try becoming an illegal alien apparently they do not have to pay anyone back they do not even have to pay taxes that sounds like the easiest no payment plan around.
August 12th, 2009 at 12:27 am
Listen just negotiate yourself, your debt isn’t high enough because they will charge you more than you owe for doing something you can do on your own.
Don’t file bankruptcy unless its a last resort.
illegal immigrants is irrelevant and a dumb comment
August 15th, 2009 at 2:47 am
You will pay more in interest for a consolidation. Take a good look at your debt. List who you owe, their payoff balances and their monthly minimum payments. Notate any that are past due and the past due amounts. Are you being contacted by collection agencies or being sued? Highlight those. Now, with your income, what can you pay off, even in installments? In addition, since you are getting organized, what improvements can be made to your credit report at the same time? I do this for a living. If I can answer more specific questions, fee free to email me. Good Luck.