Is it better to get a personal loan for a car or add it onto the home loan?

cheap loan

I realise the repayments will be a lot cheaper when added to the home loan, but even with the current lower rates, does it mean I will pay more over the life of the loan than if I took out a 3-5 year personal loan with a higher interest rate? Over 25 years, that initial figure with have doubled/tripled wouldn’t it??

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