Mar
17
Are there any special (or cheap) home loans for first-time buyers?
By
I’m not low income, just looking to buy my first home. Are there any options from HUD or whatnot for low-interest loans for first-time buyers?
I’m pre-approved for 150,000 and have 30,000 for a down payment saved – but is there anything better since this is my first time?
Thanks.
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2 Comments
June 13th, 2009 at 8:26 pm
America’s housing bubble is rolling over. If you are willing to wait 2-5 yrs, you will save a lot of money in my opinion.
June 16th, 2009 at 2:50 pm
There are some fabulous FTHB programs out there. Check with local lenders and see what you find.
Don’t forget to check the whole loan package, get a good faith estimate of closing costs, pre-payment penalty, etc. comparing just interest rate can cost you THOUSANDS of dollars.