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debt consolidation

Does anyone know of a good debt consolidation company? I really want to get out of debt and need help.

thanks

Sell and Rent Back

Categories : debt consolidation
Comments (3)
student loan deal

Need a low interest, need less than 10k.

Sell and Rent Back
Categories : student loan
Comments (3)
cheap loans

Currently going to school online. I have over 12,000 in loans if I transfer to cheaper school will the current online school give the money back and I need to reapply again. How does this work? Really need to find a cheaper school here, going broke.

Repossession
Categories : cheap loan
Comments (0)
payday loan

I only earn 649 dollars a month so most payday loan companies won’t let me get a loan does anyone know of one that will loan to someone on SSI this is an urgent situation.

Rent Back
Categories : payday loan
Comments (7)
secured loan

Surely, present times offer a better chance to the individuals to lead a life full with comfort and luxury. With sharp rise in income backed by a sound economy, it is a high time for every one. Even if some one is lacking financial resources, it can be easily sourced from various lenders. Secured loan is one such financial assistance which can be availed by the borrower at cheap rate of interest.

Financial assistance in the form of secured loans can be easily sourced from lenders available in the physical as well as online market. As it is secured in nature, loan applicants are required to attach any property of value as collateral. Home, real estate or any other valuable asset can be pledged as collateral. The loan amount derived is actually based on equity value of collateral. If individual is placing collateral of higher equity, loan amount correspondingly will be bigger.

In the case of Secured Loans, interest rate charged is comparatively lower. As it is secured against a property, lenders approve secured loans at cheap rates which imply borrower has to pay less on monthly payments. Through this loan, amount up to a maximum of £75,000 can be borrowed, with a repayment duration which extends up to 25 years. With cheap interest rates, bigger loan amount and repayment period which can be extended, loan applicant can easily pay back secured loans within the specific time period.

Lenders while approving secured loans do not look for good credit or bad credit. Bad credit borrowers can avail loans easily as lenders have property to lean upon. But, by paying back secured loans within the specified time period, borrower can improve the credit score.

Option for online application of secured loans makes the processing fast. Further, comparing quotes of various lenders also helps in deriving secured loans at cheap rates.

Secured loans offer bigger loan amount at cheap interest rates to fulfill all the personal needs like buying a car, starting a business, home improvement, holiday, to consolidate previous debts etc. All desires and needs can be fulfilled with the help of secured loans.



Rent Back
Categories : secured loan
Comments (0)
personal loan

My partner and I submitted the final documentation yesterday and the finance company was quite vague about how long it will take for them to find a lender and approve the loan. They have told us ‘up to ten days’ which sounds fairly long. Does anyone have previous experience with obtaining a personal loan and can shed some light on how long we can expect to wait. Ideally, we would like to have the money within a few days. We have clean credit history.

Rent Back Fast
Categories : personal loan
Comments (9)
personal loan

Personal loans: An overview

There are times when there is an urgent need of money in your life. Personal loans can bail you out from such financial crunches. You can apply for a personal loan ranging from £ 1,000 to £75,000. Rate of interest varies from person to person. Loan period generally depends upon the loan amount. You must read the terms and conditions before going for a personal loan. Personal loans are very easily available and can be applied on internet itself which saves lot of your time and money. A personal loan can be broadly classified into two categories.

Personal secured loans

A personal secured loan is one in which you need to place some of your assets as collateral. In case of failure to repay, your property which you have placed as collateral is susceptible to seizure. A personal secured loan is generally cheaper than unsecured one due to lower risk of failure. A personal secured loan gets the approval easily after the verification of borrower’s reliability.

Personal unsecured loans

Because there is no collateral to be placed in case of unsecured loan, it involves a higher rate of interest then a secured loan. As there is no verification process involved here, these loans get fast approval than a secured personal loan. Personal loans cater to a broad spectrum of persons. Personal loans suit best for your financial problem. Although unsecured loans do not require any collateral even then the secured one is better because of lower rate of interest and finally resulting into a better option for the borrower.

Summary

Personal loans satisfy all your needs in case of emergency, you just need to search for a better lender and apply for it. There are two types of personal loans available secured and unsecured personal loan. In secured personal loan you need to place some security but this is not the case with unsecured. Rate of interest is more in case of unsecured loans because no collateral is required and thus better than unsecured personal loan. Loan term depends upon the sanctioned loan amount. You must repay the loan within time as it may lead to disastrous results.



Sell House Quick
Categories : personal loan
Comments (0)
Dec
05

bank for $50,000 15year homeowner loan?

Posted by: | Comments (2)
homeowner loan

Looking for a bank that offers a homeowner loan for a 50,000 15 year loan, any recommendations?

Rent Back
Categories : homeowner loan
Comments (2)
secured loan problem

I currently own and operate an inflatable bounce house rental business in Las Vegas, and I am currently getting more customers than I have equipment, so I am looking for a small loan to purchase additional equipment, which would be the collateral for the loan..However, I do not have good credit, but I have reestablished my credit with a couple of auto loans, but my credit score is still to low for a personal loan, or so I have been told by other lenders..The payment for this loan would be no problem, because the income generated by this additional equipment, would be far above the amount owed every month..This equipment I am looking to purchase, is new equipment, and would be very good collateral..Thanks

Sell and Rent Back
Categories : secured loan
Comments (3)
homeowner loan

My wife and I are preparing to purchase our first home within the next coming months. We were planning to have 3.5% available for an FHA loan down payment but then our agent told us that we should also have another 3% on top of that for closing costs. We were not planning on paying the closing costs because a lot of sellers are paying for that right now or at least splitting it and paying half.

If we have to pay the entire closing costs ourselves then we will not have enough money to get a home like we had planned. However, we just found out that we can get a CalPERS loan because she is a city employee for the Police Department and we are allowed to take out 50% of her current retirement balance to help purchase our first home.

Apparently they will loan you 105% for financing to cover the downpayment needed but will not help with the “closing costs”. That is fine because we can use our $12,000 for the closing costs if they are covering our down payment from her retirement savings.

But I have heard that using CalPERS is not the best idea because it takes a very long time to close and most banks will pass on a couple using CalPERS for another couple who are using a traditional lender.

Any advice on this? And whether we should use the CalPERS loan or just go FHA with our $12,000 for the down payment and hope we don’t have to come up with closing costs?

Sell and Rent Back

Categories : homeowner loan
Comments (2)

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