student loan deal

Edfund is the collection agency whom continuously harassing with letters over 15 years. The loan they claim that I owe is in year 1988 and I have never attended this school. I might have sign something but I don’t recall since it has been over years but I do remember not ever attending this school and never have received any money. I have send them the proof of documentations they have requested about 10 years ago then they have never responded until recently a letter saying that I have to provide them with the same request again within 30 days or they will garnish my tax return. This is insane but I have to deal with it. Can anyone suggest me what to do?

Rent Back Fast
Categories : student loan
Comments (5)
homeowner loan

Everybody has to manage money, be it the weekly shop or a multi-million pound contract at work. Most people have some form of debt, accrued through either planned or unexpected spending. It can be a difficult task to manage multiple debts with several credit suppliers, ensuring that payments are made on time to avoid penalty charges.

There are two main types of loan, secured and unsecured. A secured loan is when the lender is given a legal right to an asset belonging to the borrower, so that in the case of a default on payment, the lender can repossess the asset and recover their costs from its subsequent sale. An unsecured loan differs in that no asset security is required; loan limits are based on the individual’s credit history and ability to meet the proposed repayment schedule.

The total personal debt in the UK at the end of June 2007 was 1,345 billion GBP. Debts that are spread on credit cards, store cards, bank overdrafts or personal loans can be consolidated into a homeowner loan, allowing you to the spread the repayment schedule over a longer period according to your individual circumstances.

A homeowner loan differs from other forms of loan as it secures the debt against the value of the owners’ property. This often results in a homeowner managing to obtain a larger loan then they would be able to through an unsecured method. This can be useful to pay off other debts and consolidate them in one long term payment plan or to borrow additional funds for other projects.

Many people dream of having more space and moving to a larger home and with demand exceeding supply of properties, house prices have hit new highs and the rise is expected to continue. Some owners are exploring new ways of getting more space by considering the option to extend their current home. By securing finance with a homeowner loan you could build an extension to your existing home, making financial savings by avoiding having to pay expensive estate agency fees, stamp duty or removal costs as incurred when moving properties.

During 2006 there were over 2.3 million new cars registered in the UK. As a viable means of commuting and transporting the family, cars are common place throughout society today, but they are a major financial cost, often second only to a mortgage. Many buy a new car by taking an unsecured loan to pay for their purchase, however a homeowner loan could prove to be a more financially viable option.

Whatever your motivation, if you own your home you will have the option of getting a homeowner loan which may save you money in comparison to unsecured loans. It doesn’t cost anything to investigate, so find out if a homeowner loan could help you to improve your financial circumstances.



Repossession
Categories : homeowner loan
Comments (0)
student loan

Hi, I am currently a second year university student in Canada. I am planning to go study in Romania next year. I was wondering is there any kinds of student loan out there that will lend money to canadian students who wants to go study in Romania? Thanks alot!

Real Estate Professionals
Categories : student loan
Comments (1)
homeowner loan

just wondering if we have enough money saved up to start looking… Also do you have to be a first time homeowner to qualify for a FHA loan?

Repossession
Categories : homeowner loan
Comments (4)
mortgage fraud

At the time the buyers said that they couldnt get financed, i went to my mortgage company. I explained that the sale fell through and the house was still on the market. The mortgage company told me, after three days of research, that this wasnt a problem. We proceeded with the purchase of the new house. Now, two days before closing, they are asking for documents showing our house as being a rental property. What is the best way to proceed. My first thought is to move the closing date and find another financing company. Any ideas?

Rent Back Fast
Categories : homeowner loan
Comments (8)
secured loan problem

I’m looking for purchase an Anytime Fitness franchise. I’ve never owned a business before, but am eager, ready, and know a great location. The problem is that I don’t have the initial funding to begin. Do I go the bank for a loan? Is that easy? Other ideas?

Quick House Sale
Categories : secured loan
Comments (1)
homeowner loan

I want to get a secured loan can I secure it on a mortgaged house

Quick House Sale
Categories : homeowner loan
Comments (8)
secured loan problem

My husband has been in Iraq for the last yr &1/2 due home next mo. The town we live in only has a casino and many bars. I don’t do the bar scene so needless to say I spent many nights at the casino. And I spent ALOT of his money. I have not told him. Eventually, yes I will honesty is very important to me, but my overriding concern is that I owe him this money and want it to be there when he comes home, he worked WAY too hard for it. Should I take out a personnal loan? I just want him to have his money back. I just wonder what the rate on a personnal loan is, but at the same time no matter what it is, that way i would definitly pay the money back because i would have to. A concern is that when he comes home, he doesnt have a vehicle and we will have to take out a loan to get one. I didn’t spend everything, I did pay off all his debts, about $5000,and i did buy 8000 worth of savings bonds if i take out a secured loan against the bonds will that be a problem when he applies for a car loan
I guess for all these people trashing me I want to elaborate a bit further. You have no idea what the situation is unless you have been there. The divorce rate after deployment is astronomical, even during deployment at LEAST 20 couples we know of have gotten divorced already, the stress rates are unimaginable. So many women I know are having affairs and what not. I’m not saying what i did was not bad but it is the way i relieved pressure. which when i sought adviceabout gambling they said pressure was the number one trigger. And I’m not talking about I spent all of his money, I spent about $8000 after gambling, rent and various other things, out of about the $75,000 he has earned. like i said i paid of his debts and bought some bonds and the rest is in our acount, i just feel like i should pay this money back. I DO work I’m not a leech
to clarify..he has earned $75000, I spent 8000 on gambling and other things. the rest is in our bonds or savings account
i came here for advice not to be trashed…my husband knows exactly how much money we have, he knows i’ve spent money and has never questioned it, it’s my own guilt that has lead to this post. I DO work and it is not a problem to pay this money, i was just seeking practical advice on the best way to do so…

Rent Back
Categories : secured loan
Comments (16)
personal loan problem

I try for a loan. I notice that they give me th run a round. Why because i found out my neice work there, and that’s why I can’t get the loan.she don’t like me. How do I report her. She is the manger. A personal problem. And this is why i can’t get the loan.

Rent Back Fast
Categories : personal loan
Comments (2)
cheap loan

I hocked the title to my truck for some fast cash. But the balance plus outrages interest is due in 30 days. Is there a finance co. that buys theses types of loans for a lower interest rate and monthly payments.

Sell House Quick
Categories : cheap loan
Comments (4)

Pages